If you need ICD Implantation, waiting for diagnosis and treatment can be stressful. This guide explains the conditions that commonly lead to it and how private medical insurance can help you get seen and treated sooner.
What conditions lead to ICD Implantation?
Ventricular Arrhythmia & Heart Failure
An implantable cardioverter-defibrillator (ICD) is fitted in patients at risk of life-threatening ventricular arrhythmias – including those who have survived cardiac arrest, or who have severe heart failure with a significantly reduced ejection fraction. The device continuously monitors heart rhythm and delivers a shock if a dangerous rhythm is detected. ICDs reduce the risk of sudden cardiac death by over 50% in high-risk patients.
How private health insurance can help with ICD Implantation
PMI ensures rapid cardiology or electrophysiology review, comprehensive risk assessment, and fast implantation – reducing the risk of sudden cardiac death while waiting for NHS assessment.
Depending on your policy, cover can include:
- Faster access to a specialist consultant
- Diagnostic scans such as MRI, CT, ultrasound and X-ray
- A choice of consultant and private hospital from your insurer's list
- Surgery, hospital stay and, where included, post-treatment physiotherapy or rehabilitation
Cover, limits and exclusions vary between insurers and plans. Most policies don't cover pre-existing or chronic conditions, and you'll usually need a GP referral before claiming. Always check what your policy covers before starting treatment.
How it works
- Get a quote – tell us about yourself and what you want covered, using the form on this page.
- Compare policies – an adviser compares plans from leading UK insurers and recommends suitable options.
- Get covered – choose your plan and start cover once your insurer confirms it. Claims are then made through your insurer.
Want to know more? Read our guides to individual health insurance and family health insurance.
