If you need Haemorrhoid Treatment, waiting for diagnosis and treatment can be stressful. This guide explains the conditions that commonly lead to it and how private medical insurance can help you get seen and treated sooner.
What conditions lead to Haemorrhoid Treatment?
Haemorrhoids (Piles)
Haemorrhoids are enlarged blood vessels in and around the rectum and anus, caused by straining, chronic constipation, pregnancy, and a low-fibre diet. Internal haemorrhoids cause painless bleeding; external haemorrhoids cause pain, itching, and discomfort. Grade III and IV haemorrhoids that do not respond to lifestyle changes or rubber band ligation require surgical haemorrhoidectomy or the more modern HALO (haemorrhoidal artery ligation) procedure.
How private health insurance can help with Haemorrhoid Treatment
Insurance covers a colorectal surgeon assessment, outpatient treatment (banding or injection), or day-case surgical procedure – resolving a painful and embarrassing condition without a six-month NHS wait.
Depending on your policy, cover can include:
- Faster access to a specialist consultant
- Diagnostic scans such as MRI, CT, ultrasound and X-ray
- A choice of consultant and private hospital from your insurer's list
- Surgery, hospital stay and, where included, post-treatment physiotherapy or rehabilitation
Cover, limits and exclusions vary between insurers and plans. Most policies don't cover pre-existing or chronic conditions, and you'll usually need a GP referral before claiming. Always check what your policy covers before starting treatment.
How it works
- Get a quote – tell us about yourself and what you want covered, using the form on this page.
- Compare policies – an adviser compares plans from leading UK insurers and recommends suitable options.
- Get covered – choose your plan and start cover once your insurer confirms it. Claims are then made through your insurer.
Want to know more? Read our guides to individual health insurance and family health insurance.
