If you need Knee Arthroscopy, waiting for diagnosis and treatment can be stressful. This guide explains the conditions that commonly lead to it and how private medical insurance can help you get seen and treated sooner.
What conditions lead to Knee Arthroscopy?
Meniscal Tears & Loose Bodies
Knee arthroscopy is a minimally invasive procedure used to diagnose and treat a range of intra-articular problems including meniscal tears, removal of loose cartilage fragments, synovitis, and early-stage cartilage damage. It involves inserting a thin camera and instruments through small incisions, allowing surgeons to see and treat the inside of the joint without large cuts and with a much faster recovery than open surgery.
How private health insurance can help with Knee Arthroscopy
PMI covers your orthopaedic consultation, diagnostic MRI, the day-case arthroscopy procedure, and post-operative physiotherapy – addressing the source of knee pain and instability without a six-month NHS wait.
Depending on your policy, cover can include:
- Faster access to a specialist consultant
- Diagnostic scans such as MRI, CT, ultrasound and X-ray
- A choice of consultant and private hospital from your insurer's list
- Surgery, hospital stay and, where included, post-treatment physiotherapy or rehabilitation
Cover, limits and exclusions vary between insurers and plans. Most policies don't cover pre-existing or chronic conditions, and you'll usually need a GP referral before claiming. Always check what your policy covers before starting treatment.
How it works
- Get a quote – tell us about yourself and what you want covered, using the form on this page.
- Compare policies – an adviser compares plans from leading UK insurers and recommends suitable options.
- Get covered – choose your plan and start cover once your insurer confirms it. Claims are then made through your insurer.
Want to know more? Read our guides to individual health insurance and family health insurance.
